Welcome to Laxmi India Finance Limited. By accessing or using our website you agree to comply with and be bound by these Terms and Conditions. Please read them carefully before using the Website. If you do not agree with these terms, please refrain from using the Website.
UNAUTHORIZED ACCESS
The user shall take all necessary precautions to prevent unauthorized and illegal use of Internet and services. The company shall take all commercially reasonable care to ensure the security of and to prevent unauthorized access to the internet services commercially reasonable technology available in India.
Use of the Website
Prohibited Activities
You agree not to:-
- Use the Website for any unlawful or fraudulent activities.
- Violate any applicable laws or regulations.
- Attempt to gain unauthorized access to our systems or data.
- Transmit any harmful code, viruses, or malware.
- Engage in activities that disrupt the Website’s functionality.
User Content
You are responsible for any content you upload, submit, or share on the Website. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute such content in connection with the Website.ACCOUNT SERVICES
The information provided on the Website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult with a qualified professional before making any financial decisions.
Account Registration
If you register an account with us:
- You must provide accurate and complete information.
- You are responsible for maintaining the confidentiality of your login credentials.
- You agree to notify us immediately of any unauthorized access or use of your account.
Intellectual Property
All content on the Website, including text, graphics, logos, and software, is the property of Laxmi India Finance Limited or its licensors and is protected by copyright and trademark laws. Unauthorized use of any content is prohibited.
Limitation of Liability
To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential damages arising out of your use of the Website or inability to access it.
Marketing Communications
We may use your information to respond to your inquiries, provide customer service support, send you important information about the services, and send you marketing communications (with your consent) via different channels, including but not limited to SMS, Email, WhatsApp, and Voice.
Indemnification
You agree to indemnify and hold us harmless from any claims, damages, or expenses (including legal fees) arising out of your use of the Website or violation of these Terms and Conditions.
Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting the foregoing), we may be forced to disclose personal information to the government or third parties under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or users may abuse or misuse your personal information that they collect from the Site. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private. Notwithstanding the above we will not disclose any of your personally identifiable information to third parties unless:
we have your permission to provide products or services you’ve requested circumstances such as compliance with subpoenas, court orders, requests/order from legal authorities or regulators or law enforcement agencies requiring such disclosure
We will collect anonymous traffic information from you when you visit our site. We will collect personally identifiable information about you only as part of a voluntary registration process or any combination thereof.
Upon request, we will remove/block your personally identifiable information from our database, thereby cancelling your registration. However, your information may remain stored in archive on our servers even after the deletion or the termination of your account.
Your right to privacy is very important. We recognize that when you choose to provide us with information about yourself, you trust us to act responsibly. We believe this information should only be used to help us provide you with better service. That’s why we have put a policy in place to protect your personal information. Below is a summary of our policy.