Section Background

Re-KYC | Periodic Updation of KYC | Laxmi India Finance Limited

Periodic KYC Updation (Re-KYC)

As per RBI Master Direction on Know Your Customer (KYC), we request our valued customers to periodically update their KYC details.

No Change in Your Details? Complete your Re-KYC instantly with a simple Self-Declaration.

Re-KYC documentation

Why Re-KYC is Required

Secure KYC compliance

Laxmi India Finance Limited (LIFC) is committed to complying with RBI guidelines on KYC. Periodic updation helps us:

  • Keep your records safe and updated
  • Ensure uninterrupted services
  • Strengthen security and prevent fraud
Frequency (as per RBI)
Customer CategoryUpdation Frequency
High Risk CustomersEvery 2 years
Medium RiskEvery 8 years
Low RiskEvery 10 years

Easy Ways to Complete Re-KYC

No Change in KYC Details
Most Common
01

No Change in KYC Details

Download the Self-Declaration cum Re-KYC Form (Annexure-3), fill it, sign it, and submit via email, branch, or customer portal.

  • Email to customercare@lifc.in (scanned copy + Customer ID)
  • Submit at your nearest LIFC Branch
  • Upload through Customer Portal (coming soon)
Change in KYC Details
Address, Contact, etc.
02

Change in KYC Details

Please visit your nearest branch with updated Officially Valid Documents (OVDs) such as Aadhaar, PAN, Passport, etc.

  • Carry original OVDs for verification
  • Branch officer will assist with updation
  • Updated records confirmed via SMS/Email
Digital / Online Submission
Recommended
03

Digital / Online Submission

We are enhancing our digital platform for seamless Re-KYC. Existing customers can soon upload documents and complete e-KYC / Video KYC through the customer portal.

  • Secure document upload
  • e-KYC & Video KYC support (coming soon)
  • Track status online

Step-by-Step Process for No Change Declaration

1

Download the form from this page.

2

Fill in your Customer ID, Account Number, and Name.

3

Sign the declaration (physical or digital signature).

4

Submit the signed form along with a recent photograph (if required) via email or branch.

5

Our team will verify and update your records. You will receive confirmation via SMS/Email.

Frequently Asked Questions

You only need to submit the Self-Declaration Form (Annexure-3) as per RBI guidelines.

Need Help with Re-KYC?

Our customer care team is ready to assist you with any queries.

Copyright © 2025 by Laxmi India Finance Limited: CIN No.- L65929RJ1996PLC073074: All rights reserved.
Designed by Dialmenow.in