Term Loan

Wholesale Term Loan for NBFC Partners

At Laxmi India Finance Limited, we extend secured term loans to other non-banking financial companies (NBFCs) for the purpose of onward lending. Our Wholesale Finance vertical is designed to support NBFC partners in expanding their own lending books, enabling them to reach borrowers in underserved segments while backed by our secured funding structure.

Key Features

Loan Amount

Up to ₹5 crore

Interest Rate

14% to 20% per annum

Tenure

12 to 36 months

Security

Fully secured facility

Purpose

Onward lending by NBFC borrowers to their end customers

Why Partner with Us for Term Loan

A dependable wholesale funding partner for growing NBFC books.

Deep Sector Understanding

Years of experience in retail and MSME lending give us insight into the funding needs of NBFCs operating in similar markets.

Structured, Secured Lending

Our Term Loans are extended on a secured basis, ensuring a disciplined and transparent lending relationship.

Competitive, Risk-Based Pricing

Interest rates are structured to reflect the credit profile and security offered, keeping the cost of funds competitive for well-rated NBFC partners.

Flexible Tenure

Repayment periods of up to 48 months allow partner NBFCs to align their borrowing with their own lending cycles.

Reliable Funding Partner

Backed by a track record of prudent asset quality management, we offer Term loan partners a dependable source of capital for growth.

Who Can Apply

Non-banking financial companies seeking capital for onward lending to their retail or MSME customer base can approach us for term loan facilities, subject to our credit assessment and underwriting norms.

Documents

Company KYC

Certificate of incorporation and related KYC pack

Term Loan FAQs

Common questions

Customer Support:

Email: